AND DATA PROTECTION AND PRIVACY POLICY

Registration with www.AlphaInvestmentBank.com ("The Web Site") constitutes a legally binding agreement between you and Digital Hub Sdn. Bhd. ("The Company"), which shall be governed by these Terms and Conditions, under which The Service may be accessed and used.

The terms used in this agreement shall have the following meanings, unless specifically stated otherwise:

"Card" means a valid credit card issued by a recognized financial institution and accepted by The Company for payment of subscription fees.

"Loss" means all loss, damage, claim, costs, charges, damages and expenses of any nature (including any loss of profits, savings and consequential damages) howsoever arising whether direct, indirect, joint, several, actual, contingent or otherwise (including legal fees on a full indemnity basis), and includes without limitation claims made by third parties and claims for defamation, infringement of intellectual property rights, death, personal injury, wrongful use of computers and unauthorized or illegal access to computers (including but not limited to hacking), property damage or pecuniary losses howsoever arising.

"The Company" means Digital Hub Sdn. Bhd.

"The Service" means access to and/or use of any data, directory, information, reports, news and bulletins posted on The Web Site, hyperlinks with The Company's Strategic Partners and Participating Companies, member registration and login, and all other features and facilities of The Web Site.

"The Web site" means the web portal www.AlphaInvestmentBank.com, which is owned and operated by The Company.

"User" means an individual who or a corporation which, registers and subscribes to access and use The Service.

"User Account" means the facility provided by The Company to the User, to uniquely identify the User when accessing The Service.

1.00       CONDITIONS OF REGISTRATION

1.01    To register to be a User of The Service, you warrant that you are an individual who, or a duly registered corporation which, can enter into legally binding contracts under the applicable laws and regulations of Malaysia and you agree to comply with all applicable laws and regulations in connection with your access to and use of The Web Site.

1.02    Upon registering to be a User of The Service, you accept the Terms and Conditions of this agreement.  This is a legally binding agreement between you and The Company, establishing the Terms and Conditions under which The Service may be accessed and used.

1.03    If you are registering with us on behalf of a company or other entity, you represent and warrant to us that you have the full legal capacity and that you are duly authorized and possess all the requisite powers to enter into this agreement, to bind such company or entity to these Terms and Conditions and to perform your obligations under this agreement.

1.04    This agreement does not describe the terms and conditions, which may apply to the access and use of services provided by The Company's Strategic Partners and Participating Companies.

1.05    Use of The Service is prohibited to members whose use of The Service has been terminated by The Company, for any cause.

1.06    The Company reserves the rights to, in its sole discretion and without explanation, reject registration by anyone at anytime.  Only registrations accepted by The Company and confirmed by e-mail to your e-mail address shall constitute a legally binding agreement between you and The Company.

1.07    During registration, you will select your User Name and Password to access The Service.

1.08    Payments for The Service shall be made using your Card in accordance with the Card company's payment mechanism and program.

1.09    The Company reserves the right to, in its sole discretion and as it may deem appropriate at any time, vary, modify or discontinue any part of The Service, including but not limited to removal of content, postings on The Web Site, and the blocking or filtering of data, without notice to the Users.

1.10    Unless expressly stated otherwise, the use of any part of The Service shall be subject to these Terms and Conditions, and any amendments to the same.

1.11    You shall be solely responsible for the set-up, configuration and compatibility of your hardware, equipment and software used to access The Web Site and shall provide at your expense, all facilities and resources necessary for such proper access.

1.12    You warrant that all the information, which you supply to us, is true, accurate, complete and current and you undertake to immediately inform The Company, upon your discovery that any such information becomes untrue, inaccurate, incomplete, misleading or non-current in any material respect.  You agree that if you provide any information which is untrue, inaccurate, misleading, incomplete or non-current, or The Company has any reasonable grounds to suspect that your information may be such, that The Company has the right to terminate your registration and listing, and to refuse you all current and future access to and use of The Service.

1.13    You agree that possession, distribution, circulation, importation or other dealings of The Service or parts of The Service that are available on The Web Site may be subjected to the laws and regulations of some countries and jurisdictions.  It is your responsibility to ensure that any such dealings with The Service is in compliance with all applicable laws and regulations of the relevant countries and jurisdictions, including licensing, intellectual property, taxation, revenue, customs, import and export control laws, and to observe all such laws and regulations.

2.00       REGISTRATION FEES AND CHARGES

2.01    All fees and charges payable by the User under this agreement are exclusive of any taxes which may be applicable and which shall be paid by the User directly to the taxation authorities in the manner as prescribed by law.

2.02    Without prejudice to any of the other provisions of this agreement and to any other rights and remedies which The Company may possess, the User shall at all times be liable for and shall indemnify The Company against all costs, charges and expenses (including legal costs on a full indemnity basis) which The Company may sustain, incur, suffer or pay in protecting or enforcing any rights under this agreement.

3.00      SYSTEM ACCESS AND USAGE

3.01    You shall not use any device, software or program to interfere or attempt to interfere with the proper working of The Web Site or any transaction being conducted through The Web Site, nor shall you intentionally create any circumstances whereby other Users are affected in their access to and use of The Web Site.

3.02    You agree to access The Service using your User Name and Password.

3.03    You agree to take all measures as are necessary to protect your User Name and Password and to prevent unauthorized use of your User Account and publication of your User ID or Login Password.

3.04    You shall notify The Company immediately upon you becoming aware of any unauthorized use of your User Account or any other breach of security, and you agree to co-operate with The Company in its investigations.

3.05    You shall obtain the prior written approval from The Company if you anticipate that using The Service for any activity would, or is likely to, generate a change in traffic in excess of the your normal usage and/or is likely to interfere with the use of The Service by other Users.

3.06    You agree not to use or permit any other person to use The Service for any unlawful purposes.

3.07    You agree not to disclose or share your User Name and Password with any third parties for their access and use The Service.

4.01    All contents of The Web Site including, but not limited to the text, graphics, sounds and links are the copyright of The Company.  Although The Company authorizes you to view and access the contents of The Web Site solely for your personal and non-commercial use, you may not otherwise copy, download, distribute, display, perform, adapt or publish in any manner, any of the contents of The Web Site without prior written consent of The Company.

4.02    All logos, symbols, graphic and names relating to The Company and its products and services used on The Web Site are the intellectual property rights held by The Company.

5.00        DISCLAIMER

5.01    The Company makes no guarantee, endorsement, representation or warranty of any kind, expressed, implied or statutory regarding The Web Site and its operation, or the materials and information contained in or referred to on each page therein, including content and material provided by third parties such as Strategic Partners and Participating Companies.   No independent due diligence or verification has been done by The Company of any information relating to such third parties except as otherwise expressly stated in the particulars relating to such third parties which have been listed on The Web Site.  The Web Site and its available contents and information are provided on an "As Is" and "As Available" basis.  You acknowledge and agree that your use of The Service and your subsequent investment in any company or entity accessed through The Service is at your sole risk.

5.02    The Company gives no guarantee, representation or warranty in respect of any accuracy, quality, completeness, timeliness, merchantability, fitness for a particular purpose, non-infringement or title of any software, communications, transmissions, information, data or service provided pursuant to The Web Site.

5.03    The Company makes no representation or warranty of any kind, express, implied or statutory that The Service provided in The Web Site are of good title, correspond with description, merchantable, and of satisfactory fitness or quality for any particular purpose.  nor is The Company under any obligation to provide any walk-in, house call, back-up or technical support or any other post-sale service.

5.04    Any condition or warranty which may be implied or incorporated within this agreement by reason of statute or common law or otherwise (including warranties as to description, merchantability, suitability, satisfactory quality and fitness for purpose) is hereby expressly excluded.

5.05    The Company accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of The Web Site, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy in, of or on the part of (as is applicable) The Web Site or its contents, or due to any unavailability of The Web Site or any part thereof or any contents or associated services.

5.06    Any software downloaded from The Web Site is at your own risk and The Company neither assumes not accepts liability for any loss or damage, (whether direct of indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from your use of The Web Site.

5.07    Any hyperlinks from The Web Site to external web sites exist for information purposes and are for your convenience only and The Company makes no endorsement of any such hyperlinks to external web sites and their accompanying information, data, products, services and materials.  The Company accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such web sites or loss arising directly or indirectly from defects with such web sites

5.08    The Company does not guarantee that any e-mails sent from The Web Site will be received by you or received by The Company if sent by you nor does The Company warrant the privacy and/or security of e-mails during internet transmission.

5.09    You hereby acknowledge and agree that The Service, the information, opinions and data (including third party research materials) provided on The Web Site is provided for your information and solely for your convenience only and is not intended for trading purposes.  Any views expressed or purported to be expressed by any person other than The Company are not to be construed as endorsed or approved by The Company.   While the information on The Web Site has been obtained from sources believed to be reliable, none of the information nor any of the recommendations (if any) have been specifically customized for any specific person, and you are advised to seek independent advice to confirm any information or recommendation contained on The Web Site.

6.00   USE AND DISCLOSURE OF PERSONAL INFORMATION

6.01    Unless restricted by applicable law, you agree that any and all personal information/data relating to you and collected by The Company from The Web Site from time to time, may be used and disclosed for such purposes and to such persons as may be in accordance with The Company's Data Protection and Privacy Policy as stated herein.

6.02    In respect to any information or materials which you submit to The Company using The Web Site, you hereby grant to The Company a license to use such information or materials for any purpose it deems necessary including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law.  The Company shall be entitled to make use of, to publish and to make available, in any way, any demographic and statistical data it collated from any person's usage of The Web Site.

6.03    You agree that The Company shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using The Web Site unless agreed otherwise in a separate direct contract between you and The Company or as required by law.

7.01    This Data Protection and Privacy Policy relates solely to information supplied by you on or as a result of The Web Site.  The Company respects the privacy of your personal information.  Any personal information provided by you to The Company through The Web Site will be used for the purpose of providing you with The Service you have requested directly on The Web Site, to update and enhance The Company records and to advise you of other products, services or news which may be of interest to you.  This Data Protection and Privacy Policy will not alter of affect any information otherwise provided by you to The Company.

7.02    The information which you are requested to provide on The Web Site may be transferred within The Company, which may include transfer to other parts of The Company in different jurisdictions, and by using The Web Site you consent to such transfer.  In providing your telephone and facsimile numbers you are agreeing that The Company, its Strategic Partners and Participating Companies may contact you by telephone or facsimile.  Other than those individuals and entities herein mentioned, your information will not be revealed by The Company to any external body, unless The Company has your permission or is under either a legal obligation or any other duty to do so.  The information provided by you through The Web Site may be disclosed by The Company to: regulators, lawyers, accountants, auditors, third party service providers, any agent acting on The Company's behalf, The Company's Strategic Partners and Participating Companies.

7.03    The information collected from you by The Company will be valuable in improving the design and marketing of The Company services and products for customer use.  The Company wishes to assure you that your private information will be treated as confidential and with high standards of security.  The use of your information will be kept to the minimum required in order for The Company to continually monitor and improve its services to its customers and keeping you informed about The Company products, services and other opportunities within The Company.

7.04    The Company pledges its intention to meet fully internationally recognized standards of personal data privacy protection and to comply with the requirements of applicable data protection/privacy laws.  In doing so, The Company will ensure compliance by its staff with the strictest standards of security and confidentiality.  However, it is your responsibility to maintain the secrecy of your User Name and Password.

7.05    Data provided by you is retained as long as the purpose for which the data was collected continues.  Data is then destroyed unless its retention is required to satisfy legal, regulatory or accounting requirements or to protect The Company's interest.  As a general rule, the maximum retention period is 7 years.

7.06    In order to improve The Company's services, The Company will occasionally use a "cookie".  A cookie is a small amount of data that The Company's web server sends to your web browser when you visit certain parts of The Web Site and the use of which is intended to assist The Company's understanding of your interest in The Web Site.

7.07    The Company reserves to right to amend its prevailing Data Protection and Privacy Policy at any time and will place any such amendments on The Web Site.  This Data Protection and Privacy Policy is not intended to, not does it, create and contractual rights whatsoever or any other legal rights, not does it create any obligations on The Company in respect to any other party or on behalf of any party.

8.00        INDEMNITY

8.01    Without prejudice to the other provisions of this agreement and to any other rights and remedies which The Company possess, you hereby agree to indemnify and hold The Company harmless at all times against all loss which The Company may sustain, incur, suffer or pay arising out of, in connection with or pursuant to your access to and/or your use of The Service or The Web Site, whether or not such access or use was authorized or whether it was due to any act or omission on your part.

9.00       TERMINATION, SUSPENSION AND MODIFICATION

9.01    The Company reserves the right to terminate this agreement, and terminate or suspend your access to and use of The Web Site at any time, without liability and for whatsoever reason or cause, without notice.

9.02    The company reserves the right in its sole discretion to change without prior warning or notice any information or material contained on The Web Site and the Terms and Conditions under which The Web Site is used, including, without prejudice to the generality of the above, revisions, amendments, alteration of prices, withdrawals and discontinuations of any part of The Service at any time.

10.00          FORCE MAJEURE

10.01      The Company shall not have any liability for any delay or default in its operation of The Web Site under this agreement caused by circumstances beyond its control including but not restricted to acts of God, acts of the public, enemy, decrees or restraints by government authorities, telecommunications, computer or utilities failure, strikes, war, riots, insurrections, civil commotion and other causes of such event, be relieved of any such obligation under this agreement as is affected by the said event.  Provided that the provisions of this agreement shall remain in force with regard to all other obligations under this agreement, which are not affected by such event.  And provided further that the parties shall resume their full obligations under this agreement upon the cessation of such event.

11.00          JURISDICTION AND RESTRICTIONS

11.01      The Company controls and maintains The Web Site from Malaysia and The Company makes no representation that the material and information contained herein is appropriate or available for use in other locations or jurisdictions

11.02      The Terms and Conditions of this agreement are governed by the laws of Malaysia and any dispute shall be subject to the exclusive jurisdiction of the courts of Malaysia.

11.03      The Company reserves the right to amend the Terms and Conditions of this agreement at any time, and the amended Terms and Conditions will be posted on The Web Site.  Use of The Service after any of these amendments have been posted will constitute your acceptance of the amended Terms and Conditions of this agreement.